a country a good bet? >> you want to make sure countries have the rule of law, look at regulatory climate around the world, your rights will be protected as both a property owner as well as their assets. the whole range of factors are very important and you have to look at investors much have higher rate of return, countries that can offer those higher rates of return. better investments can be made across the borders. david: dimension to cyprus. property rights used include stuff like bonds when you buy a bond, you're buying a bet that is secure, as we saw the government took some of that away in the financial crisis here in the u.s., the backdrop of our racing a little? >> it certainly shows up in the various qualitative measures that are in here when you ask about how secure is the credit structure, shows up in those measures and the u.s. dropped. david: finally, i assume if they eventually go ahead and confiscate the bank deposits we would at least be above them, am i correct? >> we would be above them, they would drop substantially. david: great to see you, regulations on the report.